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Journal of Money & Economy


(رتبه علمی-پژوهشی)

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:: year 11, Issue 36 (9-2018) ::
JMBR 2018, 11(36): 211-236 Back to browse issues page
A Model for Implementation of Usury (Interest) Free Banking in Iran
Ali Divandari , Gholamhossien Taghi Nataj , Hadi Faghih , Hamidreza Najafpour Kordi * 1
Abstract:   (2155 Views)

Considering the lack of attention to the appropriate patterns for implementing the Law for Usury (Interest) Free Banking in Iran, as well as a better understanding of the dimensions and components affecting the establishment of Interest free banking and the relationships between them, the main objective of this research is to provide a model for the establishing the interest Free banking. In this regard, the paper works on a hybrid approach and using the mixed research methodology to identify and extract the most important dimensions and components affecting the implementation of free interest banking and examine the relationships between them in an operational model. The initial dimensions of interest-free banking including 9 dimensions (the results of qualitative data) and the final model of the interest-free banking (the results of quantitative data) consisted of 12 main dimensions. Some of the most important of these are the strategic infrastructure; the jurisprudential council and the religious supervision and the process and mechanisms for the implementation of the Islamic contracts. Also, these dimensions, based on the modeling of the influential factors emphasized in strategy implementation models, are categorized into four main axes: Contextual, Structural, Process, and Behavioral variables. Also, based on the levels of influence, each of these variables in the model is presented at three levels of governance, system, and operation.

Full-Text [PDF 1136 kb]   (1687 Downloads)    
Type of Study: Case Study | Subject: Monetary Policy, Central Banking, and the Supply of Money and Credit (E5)
Received: 2017/08/30 | Accepted: 2018/12/23 | Published: 2019/01/12
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Creative Commons License This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
year 11, Issue 36 (9-2018) Back to browse issues page
فصلنامه پژوهش‌های پولی-بانکی Journal of Monetary & Banking Research
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