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:: year 10, Issue 33 (Autumn 2017) ::
JMBR 2017, 10(33): 509-532 Back to browse issues page
The Impact of Combined Liquidity Risk and Credit Risk on Financial Stability of Iranian Banking Industry
Musa Bozorg Asl1 , Farokh Bbarzideh1 , Mohammad Taghi Samadi *1
1- Allameh Tabatabaei University
Abstract:   (4869 Views)

The relationship between different types of risk and their impacts on financial stability is very important for the banking industry. Due to lack of consensus regarding the relationship between these risks in the banking industry, especially the relationship among credit risk and liquidity risk, this study examines the simultaneous relationship among these two risks and their impacts on the financial stability of Iranian banks during the period of 2005-2014 by using panel data approach. For this reason, we have used the simultaneous equation modeling to test the relationship between liquidity risk and credit risk. Also, we have used the generalized method of moments (GMM) to assess the impact of these two risks on financial stability. Results show that, in general, liquidity risk and credit risk have a significant positive relationship with each other. Moreover, using GMM we found that these two types of risk negatively impact financial stability and increase the probability of bankruptcy of the Iranian banks.

Full-Text [PDF 1242 kb]   (6400 Downloads)    
Type of Study: Empirical Study | Subject: Financial Institutions and Services (G2)
Received: 2017/05/22 | Accepted: 2017/12/11 | Published: 2018/02/6
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Creative Commons License This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
year 10, Issue 33 (Autumn 2017) Back to browse issues page
فصلنامه پژوهش‌های پولی-بانکی Journal of Monetary & Banking Research
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