[Home ] [Archive]   [ فارسی ]  
:: year 12, Issue 39 (5-2019) ::
JMBR 2019, 12(39): 128-105 Back to browse issues page
Investigation of Accuracy and Legitimacy of Deposit Insurance by Comparing with the Typical Insurances
Yaghob Fatemi zardan
Abstract:   (297 Views)
 Nowadays, deposit insurance plays a significant role in the financial stability of countries, and most countries have implemented this system in their countries.  However, since in the deposit insurance process, it is unknown whether something will happen in the future or not, there are still disagreements between jurisconsults concerning this system, and they believe that factors such as risk and gamble would enter deposit insurance. Therefore, this article aimed to investigate the Legitimacy of deposit insurance through the investigation of typical insurances and comparing them with deposit insurance. For this purpose, in this article, the secondary and descriptive-analytical techniques were adapted. According to the obtained results, it was identified that deposit insurance is a necessary, defined, logical, completed and probable contract, and risk and gamble are not included in deposit insurance. Finally, we realize that deposit insurance is independent from other contracts such as gift, peace and guarantee, and has no compliance with these contracts. Thus, if a contract is authenticated by religious laws, the contract can be used. Considering these conditions, deposit insurance is authenticated and its usage is permitted.  
Full-Text [PDF 720 kb]   (102 Downloads)    
Type of Study: Theoretical Article | Subject: Monetary Policy, Central Banking, and the Supply of Money and Credit (E5)
Received: 2019/02/7 | Accepted: 2019/10/16 | Published: 2019/10/22
Send email to the article author

Add your comments about this article
Your username or Email:


XML   Persian Abstract   Print

year 12, Issue 39 (5-2019) Back to browse issues page
فصلنامه پژوهش‌های پولی-بانکی Journal of Monetary & Banking Research
Persian site map - English site map - Created in 0.07 seconds with 31 queries by YEKTAWEB 4071